Rideshare apps have grown in popularity, making it easier to travel around your city—especially if you’ve had a few drinks—and even allow people to pick up extra income. Instead of hailing a cab, users can now simply tap on the Uber app to quickly and efficiently get a low-cost ride.
What You Need to Know About Uber Accidents
Uber is a major multi-billion company that makes sure each of its drivers is covered by $1 million in contingent comprehensive and uninsured motorist insurance. This means that injured parties that are not at fault should retain total compensation for medical bills, lost wages, and pain and suffering from the accident. Therefore, it is essential that you have the experienced representation of competent Uber accident lawyers to get the best possible results. You may qualify for compensation if you are:
- A motorist or passenger hurt in a crash where an Uber driver was at fault
- An Uber driver who was injured in a collision where another driver was at fault
- A passenger who has sustained injuries in an Uber, regardless of who is at fault
According to the CDC, motor vehicle accidents account for 21.7% of unintentional injuries.
Personal Injury Claims and Uber Drivers
A challenging factor concerning Uber accidents is insurance coverage for personal injury damages. Uber considers their drivers as contracted partners, which means they take the position that an at-fault Uber driver— and not the company itself— is liable for the accident. Still, that driver is covered under Uber’s commercial insurance policy if they were working at the time of the collision. If the accident occurs while the rideshare app is turned off, then the driver’s personal auto insurance should apply. If the collision occurs while the app is turned on, the Uber driver’s personal auto policy may be used as primary while their commercial policy may apply as secondary insurance. Finally, if the wreck happens while the driver is working for Uber, the commercial insurance policy should cover it. Finally, at The Pendergrass Law Firm, we understand insurance coverage issues that go hand-in-hand with ridesharing accidents. We will work hard to obtain maximum compensation for your injuries.