What You Need to Know About Uber Accidents

Uber is a major multi-billion company that makes sure each of its drivers is covered by $1 million in contingent comprehensive and uninsured motorist insurance. This means that injured parties that are not at fault should retain total compensation for medical bills, lost wages, and pain and suffering from the accident. Therefore, it is essential that you have the experienced representation of competent Uber accident lawyers to get the best possible results. You may qualify for compensation if you are:

  • A motorist or passenger hurt in a crash where an Uber driver was at fault
  • An Uber driver who was injured in a collision where another driver was at fault
  • A passenger who has sustained injuries in an Uber, regardless of who is at fault

According to the CDC, motor vehicle accidents account for 21.7% of unintentional injuries.

Personal Injury Claims and Uber Drivers

A challenging factor concerning Uber accidents is insurance coverage for personal injury damages. Uber considers their drivers as contracted partners, which means they take the position that an at-fault Uber driver— and not the company itself— is liable for the accident. Still, that driver is covered under Uber’s commercial insurance policy if they were working at the time of the collision. If the accident occurs while the rideshare app is turned off, then the driver’s personal auto insurance should apply. If the collision occurs while the app is turned on, the Uber driver’s personal auto policy may be used as primary while their commercial policy may apply as secondary insurance. Finally, if the wreck happens while the driver is working for Uber, the commercial insurance policy should cover it. Finally, at The Pendergrass Law Firm, we understand insurance coverage issues that go hand-in-hand with ridesharing accidents. We will work hard to obtain maximum compensation for your injuries. 

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Your Uber Injury Attorney in Gwinnett County

Accidents involving Uber require the skills of specialized lawyers who are adept at obtaining significant compensation for their clients for a comprehensive variety of collisions and injuries. At The Pendergrass Law Firm, we want our clients to understand that we will work for you on a contingency basis, meaning that no upfront attorney fee will be required. Once the case is won, a percentage of the settlement will be used as payment. Fortunately, your skilled Uber accident attorney is likely to recover a fair settlement. Anytime you get in a car and take to the streets, you run a certain risk, but Uber drivers have a heightened level of responsibility. 

What Happens After an Accident?

It is an unfortunate reality that Uber accidents will continue to increase as the rideshare platform grows, and victims can suffer devastating financial and medical setbacks without rideshare insurance.Without sufficient insurance coverage, you may be left vulnerable since personal car insurance may not cover you. If you have been in an Uber collision, you may not know which steps to take first. Your rideshare accident attorney understands the measure you should take as they are experienced with this area of the law. They understand how Uber insurance differs from regular car insurance, of which Uber drivers and riders may be unaware. Never make the mistake that Uber will automatically cover you if their driver is at fault. Like many corporations, they will be interested in protecting their assets and prioritizing their needs. 

Contact the Police and Uber

Police crash reports can be invaluable as you pursue compensation. If you have been in an Uber accident, call the police as soon as possible. They will examine the wreckage and take down important information, including traffic and weather conditions, witness information, and more. It is important to contact Uber so they are aware of the incident. They may fight back if there is no formal record of your crash.

Document the Accident 

Don’t wait hours or days to document your memory. It can get harder to remember essential details. Take the time to photograph the Uber and any other motor vehicles that are involved. Don’t forget to take pictures of your injuries and speak to any witnesses. Write down the exact events as you remember them. 

Seek Medical Attention, Even if You Are Unhurt

Injuries like whiplash or internal injuries may not be immediately apparent. It’s always good to go straight to the ER to treat any injuries. This also allows you to have a medical report on hand for your settlement. 

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Never Sign Anything Before Speaking With Your Attorney

Insurance companies will always try to blame someone else, especially if there are multiple cars or parties involved. Negotiating a settlement can be a complex process that your attorney should handle for you.

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Contact Your Gwinnett County Personal Injury Lawyer

Uber covers its drivers with a commercial policy that can protect you in the event of an accident. Your personal injury lawyer will fight hard to get you fairly compensated without any stress or worry.

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